Friday, December 18th, 2009
I am trying to recoup costs of a car which I purchased last year. Basically it costs a decent amount of money (30,000) and I wish to attempt to sell tickets for a raffle which would allow the winner to then own the car and I would keep the raffle money. Im not sure if that is legal in the state of New Jersey, so I wanted to see if anyone knew if this was possible. Thanks for your help.
My advice is to speak to a lawyer and the best, most inexpensive way to do this is through Pre-Paid Legal Services. For more information visit the website below, and feel free to contact me through that site if you have further questions on how this service may be able to help you. I encourage you to find out what your rights and options are in this situation.
I wish you the best of luck.
http://www.getprotectedhere.com
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Posted in new car | 1 Comment »
Monday, November 30th, 2009
My husband and I are in the market for a new car (as in an 06) and we’ve been told that our credit is horrible and we would need a huge down payment and a co-signer. I know of about 5 different people who bought new cars and their credit is worse than ours and they managed to get no down payment and didn’t need a co-signer. How does that work.
I’m not sure how you know how their credit compares to yours, but that’s a whole other story.
Most ‘bad credit’ car loans wind up costing you a fortune – either in very high interest rates or high car price. My best advice is to fix your credit, then buy a new car.
While your credit is under repair, keep finding $500 cars to get you through. Even if one only lasts 6 months, you’re 5 car payments ahead, see?
Also, a downpayment should be seriously considered. Even if your trade is the downpayment, your monthlies are that much lower. Pay the sales tax up front as well. Why pay interest on tax? That makes no sense. If you owe more than the trade is worth, keep it! Trade when the value exceeds the remaining payments!
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Posted in new cars | 7 Comments »
