Tuesday, February 16th, 2010
I have a 2000 Acura Integra that is in pretty good condition, low miles, etc… My parents bought it for me for graduation, so it is already paid for, but I would really like a brand new car. Do you think it is worth it to make a payment every month, along with rent? I want an Altima coupe. Also, how much would be a good down payment if I do decide to get the Altima? Any other tips on buying a new car?
Stick with the car you have. It’s in good shape and low miles and it’s paid for!!! What more could you ask for? Buying a brand new car these days is not worth it unless you’re rich. The value goes down thousands as soon as you drive it off the lot. I wish I new you so I could convince you to stick with what you’ve got. The car payment and insurance will be higher and you already have rent so why not save the money, keep your car and have that extra 2-300.00 dollars or more per month to do whatever you want with? The economy today has to be played right… Stick with what you’ve got.
Technorati Tags: Acura, Acura Integra, Altima, Altima Coupe, Brand New Car, Buying A New Car, Buying Car, Car Insurance, Car Payment, economy, Good Shape, Graduation, Insurance, Money, Parents, rent, Tips On Buying A New Car
Posted in new car | 5 Comments »
Monday, February 15th, 2010
My truck was hit by another car and my insurance totaled it and i have new car replacement so i was wondering how that works. Do they get me another one and i continue my note or am i note free? Just wondering how that all works thanks.
They pay the full undepreciated value of the vehicle, the loan is paid out of the settlement, and the difference is your down payment to purchase another vehicle of your choice.
Technorati Tags: Allstate, Car Insurance, Car Replacement, Car Truck, Insurance, new car, Replacement Work
Posted in new car | 2 Comments »
Monday, February 1st, 2010
If the buyer wants to test drive my car, who’s insurance would be covering the car?
yours all u have to do is make sure they have a valid drivers license….and they will b covered under ur uninsured part of ur coverage….
Technorati Tags: Car Buyer, Car Insurance, Car Sale, Insurance, Insurance Car, Insurance Work, Private Car, Test Drive, Valid Drivers License
Posted in new car sale | 4 Comments »
Monday, February 1st, 2010
My wife and I have lived in New York few months and we are thinking about buying a new car. We wanna know if we buy a small car like Hyundai Accent, what we have to know about owning?Which kind of tax we have to pay on the car? How much is the tax for the car we have to pay each year? We just know about the price of the car, but we have no idea about other expense for owning the car!
An easy place to start will be the local dealership, since most if not all of them also process the paperwork (title, plates, registration, inspection, etc) at the same time. You also should get a few quotes from insurance companies, depending on where you live (NYC versus somewhere upstate), as well as any extras, like parking garages, etc.
Technorati Tags: Buy Car, Buying A New Car, Buying Car, Car New, Hyundai, Hyundai Accent, Insurance, Insurance Companies, Paperwork, Parking Garages, Quotes, Small Car
Posted in new car | 2 Comments »
Wednesday, January 27th, 2010
So, you’re contemplating purchasing a used car? Whether the dealership calls it a pre-owned vehicle, a used car or a “new to you” vehicle, it amounts to the same thing. These can be fantastic deals, giving you a needed vehicle, without the depreciation that strikes a new car the second you drive it off the lot. However, now that you have decided to look at what’s for sale, you’ll need to know a bit about financing options. For instance, how long can you finance a used car? Is an extended warranty included in the financing?
When choosing financing for a used car, there are several things that you must look for, prior to making any decision (whether on the car or the financing option). First, is the car worth financing? Obviously, the car has some value, or the dealership would not be selling it, but will it hold its value throughout the loan? To determine this, you’ll need to consider the brand of the vehicle, as well as how many miles it currently has on the engine. There are other factors in the equation as well, but many of those are out of your control, such as the state of the auto market when the loan is finally paid off.
Another area of concern when financing a used car is the extended warranty. Many used cars have the remnants of a manufacturer’s warranty on them, depending on the make and mileage on the car. However, once that manufacturer’s warranty runs out, there will be no coverage offered, other than your insurance. You can, however, add an extended warranty to the vehicle and tack the cost of the warranty onto the auto loan. Of course, this will raise the monthly payments and increase the cost of the loan by a significant amount. However, this can be a very smart decision to make.
Of course, there are many other considerations to make. Most of these apply to financing a used car or a new car. For instance, you will need to know your credit score prior to applying for financing. You will also need a copy of your credit history, so that you know there will be no nasty surprises waiting for you in the financing office. Finally, you will need to know your monthly budget. How much can you afford in monthly payments? How long will it take you to pay off the vehicle with the minimum monthly payments? Remember that the total cost of the car is just as important as the amount you have to pay each month.
As a final piece of advice, never expect to pay “blue book” value for a used car. You will finance the vehicle for the price the dealership asks, minus whatever amount you are due from trade-ins, your down payment and tough negotiating skills. Remember that almost every part of a car sale is negotiable, right down to the amount of interest charged on your auto loan.
Michael Newman
http://www.articlesbase.com/cars-articles/guide-to-financing-a-used-car-693782.html
Technorati Tags: Auto Loan, Auto Market, Car Dealership, Car Financing, Car Value, cars, Cr, Credit Score, Depreciation, Extended Warranty, Financing Option, Financing Options, Insurance, Mileage, new car, Pre Owned Vehicle, Purchasing A Used Car, Remnants, Smart Decision, warranty
Posted in new car sale | 3 Comments »
Tuesday, January 26th, 2010
i am looking for cars for sale from ins. companies that they have totaled out
Insurance companies don’t sell totaled cars to individuals they just send them to an auction that only dealers can bid on
Technorati Tags: Auction, Bid, Cars For Sale, Cars Sale, Find Cars, Ins, Insurance, Insurance Companies, List Of Cars, Sell Cars, Totaled Cars
Posted in new cars sale | 4 Comments »
Tuesday, January 26th, 2010
Tell me the steps please, what do i need to do, what does the new owner needs to do . Last I want to know If i Have to do anything else besides call my insurance company. Car is payed for, no liens, i am the owner. Selling to a man next town from me..
**2003 Chrysler Sebring
Kansas is where we are at. What do we do at the DMV thanks!
Some states require that you notify your DMV of the sale but aside from that all you need to do is to fill out the sellers portion of the title to the car, sign and date it and give it to the buyer. He must then take the title to the Kansas DMV to register the car in his name. (You don’t have to go with him if you don’t want to) Then, you simply need to notify your insurance company of the sale. so that you are not liable if he wrecks the car. Why not look up the procedure on the Kansas DMV site?
Technorati Tags: Car New, Car Sign, Car Title, Chrysler, Chrysler Sebring, Company Car, Insurance, Insurance Car, Insurance Company, Kansas Dmv, Register Name, Sebring
Posted in new car | 4 Comments »
Tuesday, January 26th, 2010
I have an older car w/ full coverage. I just bought a new one, and the dealer told me my current policy would cover my new car for a while til I could add it on. I’m looking for a new company to cover my new car, but I need to know; for how long will my old policy cover my new car while I’m shopping for a new one?
standard policies state you must add the vehicle within 30 days from the date on the bill of sale for your new car. however, you should definitely check with your insurance company if you don’t have your policy handy. and make sure you’re talking to someone who’s trained, and not just the minimum wage call center people.
Technorati Tags: Bill Of Sale, Call Center, Car Shopping, Company Car, Current, Full Coverage, Handy, Insurance, Insurance Company, Insurance Cover, Minimum Wage, new car, New Company, Sale Car
Posted in new car | 3 Comments »
Sunday, January 24th, 2010
Hi,
I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working).
I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday.
If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ?
Any advice ? Thank you…
If you drive the car without insurance, and something happens, it’s not covered.
Call your agent and tell him you are buying a new car. If you can get the VIN in advance of the sale, it would be helpful. Ask him to get you covered before you drive it. He should be able to help.
Technorati Tags: Buy A Car, Buy Car, Buying A New Car, Buying Car, Car Advice, Car Insurance, Car Trade, Current, Insurance, Insurance Car, Insurance Coverage, Insurance Office, Insurance Work, Monday To Friday, Vin
Posted in new car | 3 Comments »
Sunday, January 24th, 2010
I live in Toronto, Ontario. I am planning on buying a used car through private sale. When I buy the car, I will be transferring my license plates from my old 1996 Ford Escort to my new car. I will then need to sell my old car. What do I use for license plates for the old car when prospective car buyers want to take it for a test drive. Do I need to keep the license plates on my old car, and buy new license plates for the new car, and then return the old license plates when I sell my old car – or am I stuck with two license plates. Do I need to keep insurance on the old car while I am selling it?
You can’t transfer plates until your old car is sold , you will have to buy new plates for the car you are buying and when you sell the car you just have to destroy the plates from your old car, you should keep liability on your old car until it’s sold as people will want to drive it.
Technorati Tags: Buy Car, Buying A Used Car, Buying Car, Car Buy, Car Buyers, Car Buying, Car New, Car Plates, Car Sale, Ford, Ford Car, Ford Escort, Insurance, Insurance Car, License Plates, new car, Prospective Car, Sell Car, Test Drive, Toronto Ontario
Posted in new car | 3 Comments »