Update from Build A Vette! We have saved 182 people lots of $ $ $ on car deals in the last 20 days and we can save… http://t.co/oaxQLS46 – by buildavette (Build A Vette)

Technorati Tags: BUILD, Car Deals, days, Deals, from, http//t.co/oaxQLS46, Last, Lots, People, Save, saved, Update, Vette

Question by : Question for Car Insurance Agents (I have State Farm) -?
I am a little taken back by my SF agent the other day – I called to report that a heavy item had toppled over in my garage putting a decent little dent in my vehicle. This, the agent agreed, was Comprehensive, which I have $ 100 deductible for. I got an estimate and not surprisingly with body shop costs nowdays, the total repair cost is going to be about $ 600. (that is a whole nother story the outrageous over-pricing of replacement body parts and labor to fix cars, a real scam) – Now, I have had State Farm since I was 16 years old, I am almost 50 yrs old now – I stayed with them (same agent/office even !!) through my parents who had them since 1940 !!
I have not had any claims for damages to my vehicles other than a chip in windshield once. So I report this dent to my agent yesterday – and the response was “Well, you know, if its over $ 100 to fix, there’s a good chance your annual premium will increase !!” I was SO MAD. I said “what about my 34 years with you and no claims? other companies like allstate and many others now have “accident forgiveness” if you’ve had no claims in xx years, other companies are doing refunds for not having accident claims. I said “Doesn’t state farm have ANY of these policies too?” WHY would you increase my policy costs for one darn claim under Comprehensive in all these years. He then stuttered and said, “well, well, it might, or it might not, we don’t know until corporate does its annual updates and policy reviews”. As if “he” has no control over it. Is this agent totally bullshitting me here people? I am really PO’d. Talk about NO customer nicety, loyalty, or consideration. Not even trying to be “helpful” with a claim. Just “scare tactics” to disuade me from filing a claim at all !!! What the heck is going on here? Can some other agents explain? I was told by several people in the insurance business that my claim under Comprehensive would NOT cause an increase in my policy rate. HELP !! (thanks to agents, state farm especially) who can answer my questions/concerns.
Thanks to everyone for such great information – a real eye opener – and yes, it was the “actual agent” at my state farm office – we have had this person (including all my parents insurance with them too) for about 20 years or more now. THIS is why I am so taken back by this statement (or idle threat maybe so I would not file the claim?) that my rate could well increase if I file this Comp claim. REALLY burns me and I am shocked if they were just trying to lie about it to intimidate into not filing. Either way this person really Sucks.

Best answer:

Answer by David W
Comprehensive claims, like yours, don’t normally increase premiums–only moving violations. If State Farm does up your premium for this (though there are many other reasons for a premium increase), you should change companies.

Know better? Leave your own answer in the comments!

Technorati Tags: 1940, Accident Claims, Agents, Allstate, Body Parts, Body Shop, Car Insurance, Damages, Farm, Farm Insurance, Forgiveness, Good Chance, Insurance, Insurance Agents, Insurance Business, Loyalty, Parents, People, question, state, State Farm, What The Heck, Whole Nother Story, Windshield

Question by Jon: Transferring used car, how to determine “Market Price”?
Transferring a used 2008 Lexus IS250 to a family member. We need to pay tax on the car at “market price”, yet its very hard to determine. If the offer is too low the IRS will reject it. I’ve seen prices as low as $ 20,000 online and high as $ 33,000, how low do you think we can go?
I was thinking of $ 21,500, do you think the DMV/IRS will accept this?

Best answer:

Answer by Sophie B
You check several places for price, throw out the lowest and highest, and average from there…..

If in the process you are using dealer pricing, then I would lower final average 1000-2000.00 because most people will haggle used car pricing….

You could also use the blue book price for “average” condition…..

Add your own answer in the comments!

Technorati Tags: Blue Book Price, Car Market, Car Price, Car Pricing, determine, Dmv, Family Member, Irs, Lexus, MARKET, People, price, Price Question, Sophie, Transferring, used

Article by Groshan Fabiola

There are hundreds of providers of auto sales leads choosing the best isn’t always a simple point and click. There are some important things that you as the internet department manager should consider before signing that contract.

1. How long has the lead source been around? It’s true; some cutting edge lead source providers are brand new. However, longevity is a decent way to determine if a lead source has had a proven success record. This is especially important when it comes to selecting a provider of auto dealer chat. Companies like CarChat24 have been around for quite some time and are all very successful.

2. What type of leads are you looking for? The brilliant answer to this question is “good ones”. You have to think a little further into this. There are several categories of auto sales leads; vehicle specific, credit leads, and auto dealer chat leads are some of the most popular. If you are a used vehicle franchise, vehicle specific leads may be a good selection. Do you have great banks that are lenient in lending? Sign up for some credit leads. Do you have a website that you spend time and money on order to attract people? Are you not seeing any return on that? Give auto dealer chat a try.

3. How much money are you willing to spend? The age old adage is true: you only get what you pay for. In most cases, auto sales leads can be anywhere from to a piece. If you only want to spend a specific amount each month, then ask for a lead cap – when a provider cuts off your leads when you reach a predetermined number.

4. Ask questions – Treat the search for auto sales leads just as you would if you were purchasing a vehicle. Ask about their bad lead policy; can you get a refund on bad leads? Crunch numbers, know what you want and tell the provider what you’re looking for. Together you can come up with a plan that works for you. Whether they’re credit lead providers or auto dealer chat providers, they want to hear your questions; they want to give you quality sales leads. Tip: Have your last few months of sales/conversions available. Ask how they can improve them.

Shopping for auto sales leads isn’t a walk in the park. You should arm yourself with the ammunition and information that you need to get the best auto sales leads for your money. Whether you’re looking for leads to sell those hundreds of used vehicles on your lot, leads to attract people with less than perfect credit, or to interact with your website traffic using auto dealer chat leads; be sure you know what you want, how much you want to spend, and don’t be afraid to ask you potential source questions. If you’re spending money, be sure it’s spent in the best way possible; on auto sales leads that will help connect you with people and sell more cars.

About the Author

For more resources regarding Auto Sales Leads or even about Auto Dealer Chat please review these pages.

Technorati Tags: auto, Auto Chat, Auto Dealer, Auto Sales Leads, Before, Consider, Crunch Numbers, Cutting Edge, Fabiola, Franchise, Great Banks, How Much Money, Important Things, Internet Department, Lead, Leads, Longevity, Money Order, Old Adage, People, picking, Point And Click, purchase, sales, Source Providers, Success Record, things, Time And Money

Question by Teirra: A multiple alternative check has eight queries each and every of which has four achievable answers, only one particular of which is appropriate. If?
Discover the indicated probability.

A several choice test has eight queries every single of which has 4 achievable answers, only 1 of which is correct. If Judy, who forgot to study for the check, guesses on all questions, what is the probability that she will answer none of the questions properly?(Hint: Use Binomial Probability)
A..1678
B..1001
C..9999847
D..0250
E..0000153
two.
Resolve the problem.

A survey revealed that 37% of people are entertained by studying books, 47% are entertained by watching Television, and 16% are entertained by the two books and Tv. What is the probability that a particular person will be entertained by either books or Television? (Hint: use addition rule)
A..84
B.one
C..16
D..6
E..68
3.
Solve the dilemma.

Suppose the probability of a significant earthquake on a offered day is one out of 16,000. What’s the anticipated amount of earthquakes in the next 3000 days?
A.
B.
C.
D.48
E.
4.
Figure out regardless of whether a probability model primarily based on Bernoulli trials can be used to investigate the predicament. If not, explain.

You roll a die five times and require to get at least 3 2′s to win the game.
A.No. The rolls are not independent of each and every other.
B.No. Far more than two outcomes are achievable on every single roll of the die.
C.Yes
D.No. 3 is far more than ten% of five
E.No. The opportunity of a acquiring a 2 alterations with each roll of the die.
five.
Solve the problem.

A lot of retailers run “secret sales”: Shoppers get cards that establish how big a discount they get, but the percentage is revealed by scratching off that black stuff only following the acquire has been totaled at the money register. The shop is necessary to reveal (in the fine print) the distribution of discounts available. Figure out regardless of whether the following probability assignment is genuine.

Probability of . . .

A.Not legitimate
B.Reputable
six.
Find the indicated probability.

A bag includes 11 red chips and four blue chips. Two chips are selected randomly without replacement from the bag. What is the probability that the two chips are the same colour?
A..419
B..652
C..500
D..581
E..524
7.
Solve the issue.

According to a survey in one U.S. city, 48% of girls between the ages and 25 of 35 are married, 41% are operating complete time, and 17% are married and working full time. If a lady among the ages of 25 and 35 is picked at random from the city, what is the probability that she is operating complete time or married but not the two?
A..72
B..28
C..83
D..89
E..55
8.
Discover the probability of the outcome described. (Hint: use Binomial Probability)

A car insurance business has determined that 4% of all drivers have been involved in a automobile accident final year. If 11 drivers are randomly selected, what is the probability that at least 3 had been involved in a car accident last year?
A..9917
B..6465
C..0083
D..0076
E..9924
9.
Determine whether or not the events are disjoint and give a cause.

The contingency table beneath classifies a random sample of patients at a hospital by blood form and sex.

Are becoming blood kind AB and getting female disjoint events?

A.Genuine
B.False
10.
Solve the issue.

The plastic arrow on a spinner for a child’s game stops rotating to point at a color that will establish what occurs up coming. Figure out no matter whether the following probability assignment is reputable.

Probability of . . .

A.Not genuine
B.Legitimate
11.
Resolve the dilemma.

In a organization class, 40% of the college students have never ever taken a statistics class, 15% have taken only 1 semester of statistics, and the rest have taken two or a lot more semesters of statistics. The professor randomly assigns students to groups of three to work on a project for the course. What is the probability that the initial group mate you meet has studied two or a lot more semesters of statistics?
(
A..45
B..55
C..60
D..85
E..15

Very best answer:

Answer by John
p(fail)=three/four=.75
p(8 fail)=(.75^eight)=.one
submit remaining concerns individually please

Know far better? Leave your very own answer in the comments!

Technorati Tags: Addition Rule, Alterations, answers, Bernoulli Trials, Binomial Probability, Books And Tv, Cards, choice, correct., Dilemma, Discover, each, Earthquake, Earthquakes, Game, multiple, Multiple Choice Test, only, People, possible, Predicament, Probability Model, Queries, questions., Shoppers, Survey, test, Two Books, Watching Television

Question by fishineasy™: Will you be one of the people who plan to get “a good deal” and buy a new car with the prices so low?

I can’t afford the car!

Best answer:

Answer by Pancakes
Already did.

Know better? Leave your own answer in the comments!

Technorati Tags: Buy Car, car prices, Deal, good, new car, Pancakes, People, Plan, Prices

Write-up by Elaine Larkin

Transmission is something a lot of folks overlook when browsing for a new orsecond hand autos Unlike the US or Australia, the majority of autos for sale in Ire land are manual, or as the Americans might say ‘stick-shift’, and consequently a lot of automobile purchasers overlook the automatic, out of habit.Nonetheless, 10% of the new and utilised automobiles available to acquire on Carlot.ie are automatic, so there is plenty of option there for both fans of automatic automobiles and these who have however to be converted.The range of automatic automobiles for sale is wide and isn’t confined to what 1 would regard as a car suited to an inexperienced or learner driver. Top rated of the range Mercedes-Benz, Audi and BMW models make up the new automatic autos for sale by way of dealers marketing on Carlot.ie.It’s tough to say exactly where Ireland’s dedication to and adore of the manual transmission stems from. There are many opinions as to the pros and cons of a manual auto versus an automatic car, which ought to be thought to be prior to acquiring a vehicle. How genuine or perceived these really are can really only be ironed out in an individual’s mind following a check drive.The simple differences are simple. In a manual auto there are 3 pedals, these are, from left to proper: clutch, brake, accelerator. To alter gears (first gear by way of fifth or sixth), the driver must press on the clutch, although taking their foot of the accelerator, place their hand on the gear stick and move it to the desired gear. That’s a lot to do at the 1 time for a person moving to Ireland from a foreign country where automatic automobiles are the norm.A car with automatic transmission has just two pedals. From left to appropriate they are basically the brake and accelerator. An automatic automobile does not have a gear shift. The ‘gear stick’ is in the same location as a manual and has 4 or five choices. The major 4 are P (Park), R (Reverse), N (Neutral) and D (Drive). Drivers just move this to the desired setting based on what they are carrying out.One of the rewards of a manual transmission is that it offers much better manage of the car by moving through the gears according to the road, visitors and climate circumstances. It really is no surprise with Ireland’s miles of winding country roads that the manual transmission is favoured here.However, Ireland also has miles of exceptional motorway and dual carriageways some of which turn into car parks at peak hour. One of the items that attracts people to acquire an automatic is not having to modify gear so considerably on prolonged commutes. They are also helpful to older or nervous drivers or drivers with a disability. Yet another benefit is that not having to clutch and change gear simultaneously indicates the driver can devote their concentration sources to steering and viewing the road. Even though an automatic could seem like the perfect automobile for a learner driver, it need to be noted that in Ireland if you do your driving test in an automatic and pass, your complete licence only covers you for driving an automatic and not a manual transmission automobile. If you’re pondering of buying a new or even a utilized automobile, check drive an automatic, it could be the driving encounter you have been in search of.

About the Author

Automatic Time

Technorati Tags: Accelerator, automatic, Automatic Car, Automatic Cars, Automatic Transmission, Automobiles For Sale, Bmw Models, cars, Clutch, Elaine, Gear Shift, Gears, Larkin, Learner Driver, Manual Auto, Manual Transmission, Mercedes Benz, Mercedes Models, New Automobiles, P Park, People, Pros And Cons, Stick Shift, used

Question by LET ‘EM Consume PIE: When folks who are supportive of the UAW and say items like “get american cars” what precisely do they mean?

Toyotas, Hondas, and some other foreign automobiles are constructed here by American workers – so do they qualify as properly?
And a lot of “american cars” (gm, ford, chevy) are constructed in Mexico and several components from china – so where is the distinction?

Greatest answer:

Answer by Luke Was Here
Well, Toyota’s Honda’s and the like do not have insane union employees producing 6 figure incomes with Full positive aspects, so they are a worthy firm.

Go toyota!

What do you think? Answer beneath!

Technorati Tags: American, American Cars, automobiles, Buy Cars, cars, Cars Ford, china, Distinction, exactly, Figure Incomes, Ford, Ford Chevy, Ford Mexico, Gm, Gm Ford, Gm Mexico, HONDA, Hondas, like, Lot, mean, People, supportive, they, things, Toyota, Uaw

Chances are you are like millions of other people, trying to live a normal life while saving money and improving the environment.  The current economy is tough and while the price of fuel has seen some decline, you can do better.  With the book, “Build your own Electric Car“, you will gain a tremendous amount of information for converting your existing gas powered car into one that runs on electricity.  In addition to the huge savings for fuel, you are also doing your job to support a green world.

The developer of this book comes from a different vantage point.  His entire family has spent 15 years living green.  Using both solar and wind power, and making the revolutionary discover of converting a car to electricity himself, he can now pass on his knowledge so that you too can benefit.

The information provided in “Build your own Electric Car” is powerful and easy to follow.  Instead of spending hours of research on a hybrid car comparison for a new hybrid car, the information provided will show you a viable way of taking your existing car and turning it into a vehicle that runs on electricity.  The result is having your same comfortable car but now in a more practical, functional, and money-saving way.

The book, Build your Own Electric Car” is unique in that it was written by a person with a passion for using renewable resources.  The educational information in the book is simply amazing, showing people how they can stop paying high costs for gas with a simple conversion.  The solution the author developed was so successful for him and his family, he made the decision to share what he learned with others so they too could benefit.

The conversion process provided in “Build your own Electric Car” is easy but you will also be given other valuable insight that includes:

* Cutting fuel costs to almost zero
* Cleaning up and supporting a better environment
* Getting significant IRS refunds

Unlike other books about electric cars and the extensive work and money to build something from the ground up, “Build your Own Electric Car” uses the person’s own vehicle but modifies the way it works.  The outcome is a normal car that is very inexpensive to run and less pollution going into the air breathed.  All of this is possible for less than $200!

When the conversion is finished, you will be able to drive your car at normal highway speeds and go up to 100 miles on just on charge.  The developer of “Build your own Electric Auto” is so confident that he provides a 100% guaranteed that anyone using the information provided would succeed.  This means the cost of expensive fuel is forever eliminated.

Technorati Tags: Car Comparison, conversion, Decline, economy, Educational Information, Electric Car, Electricity, Fuel Costs, Hybrid Car, insight, Irs, Job, Nbsp, new car, Passion, People, Renewable Resources, Saving Money, Vantage Point, Wind Power

Thanks to Goodwill Industries and related services, one can donate used trucks, cars, motorcycles, commercial vehicles, boats, and vans to charitable organizations. The donated vehicles are sold off at auctions and the proceeds go toward projects and charitable services.

There are many reasons why people like to donate vehicles, and the process can be easy, quick, and convenient, just as long as a qualified organization is taking care of everything. There are, however, some guidelines, so for those interested, it is best do a little research on their local Goodwill Industries chapter .

Here are some of the reasons vehicle donation is a great idea .

• The proceeds go to worthy, charitable causes.
• The government gives tax exemption status for donations.
• Donating a truck or a car is much easier than trying to sell it.
• It gives people a chance to provide a service to their community.
• The organization will take care of the towing .
• Some programs give out thank you gifts to those who donate their vehicles.
• It gives people a positive feeling in knowing that they’ve played their part in making the world a better place.

There are rules and regulations, of course. For instance, a vehicle has to be in good condition in order for it to be successfully donated. The value is estimated by a qualified professional. Usually, registration papers and other documentation is needed in order to prove that the person donating a vehicle is truly the owner. Just as long as everything goes well and is handled professionally, the vehicle will be used to help fund charities and the caring individual donating it will receive tax exemption. Sometimes all it takes is a little research, but in the end it will be well worth it. Take the time to find out which charity is the right option.

Technorati Tags: Auctions, Boats, Charitable Organizations, Charitable Services, Charities, Charity, Commercial Vehicles, Donating A Vehicle, Donations, Goodwill Industries, Motorcycles, People, Proceeds, Registration Papers, Related Services, Tax Exemption Status, trucks, Vans, Vehicle Donation Programs, Worthy Charitable Causes